Senior Underwriter

An established New Zealand life insurer is seeking an experienced Senior Underwriter to join its highly regarded underwriting team.

This position will see you manage complex life, trauma, disability and income-protection applications while building trusted relationships with financial advisers. You will use strong risk assessment and commercial judgement to find appropriate solutions for customers within agreed underwriting guidelines.

Key Responsibilities:

Reporting to an experienced Underwriting Manager, you will:

• Assess complex life, trauma, total and permanent disability and income-protection applications
• Make quality underwriting decisions within your delegated authority
• Balance effective risk management with commercial and customer considerations
• Communicate application outcomes clearly to advisers and customers
• Work with reinsurers and medical specialists on complex or higher-value cases
• Develop strong relationships across key adviser networks
• Help progress pending applications within agreed service standards
• Support junior underwriters through coaching and guidance
• Contribute to training, process improvements and overall team performance

Key Requirements:

• At least three years’ senior-level life-insurance underwriting experience
• Strong experience across life, trauma, disability and income-protection products
• Strong knowledge of medical terminology, conditions, treatments and prognosis
• The ability to interpret financial information when assessing income-protection and business-related applications
• Sound commercial judgement and the ability to identify solutions within appropriate risk parameters
• Excellent adviser and customer relationship skills
• A collaborative approach and willingness to assist the wider team
• An ALUCA or other relevant insurance qualification would be advantageous but is not essential.

This is a full-time position operating across a standard five-day working week. 
If you are an experienced life underwriter who combines technical expertise with commercial thinking and excellent relationship skills, we would be pleased to hear from you.

Apply now or send your CV and cover letter to mel@alexanderjames.co.nz