Credit Analyst

Ethos Beath Chapman - Australia ·www.ethosbc.com

Location Sydney, New South Wales, Australia
Salary AUD 120,000 / year
Type Full time
Level Mid
Source Shazamme
Risk & Compliance
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Credit Analyst
Sydney CBD 
High‑Growth Non‑Bank Lender
$120K plus Super and Bonus

Our client is a fast‑growing non‑bank lender with a strong and diverse mortgage offering across residential and commercial segments. With continued expansion and a commitment to high‑quality credit outcomes, they are seeking an experienced Credit Analyst to join their credit team in Sydney.
This role is ideal for someone who thrives in a fast‑paced environment, enjoys complex credit assessment, and wants to contribute to capability uplift and process improvement across the credit function.

About the Role

As a Credit Analyst, you will assess and decision loan applications across a broad portfolio, applying strong analytical judgement and ensuring alignment with credit policy and risk appetite. You’ll manage a busy pipeline, work closely with brokers and internal teams, and play a key role in delivering a seamless customer experience from application through to approval.

Key Responsibilities

  • Assess and decision loan applications in line with credit policy and risk frameworks
  • Manage a pipeline of applications and deliver timely, high‑quality decisions
  • Apply strong analytical judgement to complex borrower scenarios
  • Ensure compliance with NCCP, Responsible Lending, AML/CTF and internal risk standards
  • Communicate credit decisions clearly to brokers and internal stakeholders
  • Collaborate with Sales, Credit Support, Settlements and Collections to resolve scenarios
  • Provide coaching and guidance to junior and mid‑level analysts
  • Contribute to process improvement and capability uplift across the credit team
About You
  • 5 years’ experience in financial services, in mortgage lending within a non‑bank or specialist environment
  • Strong technical capability in credit assessment and financial analysis
  • Ability to manage competing deadlines in a fast‑paced environment
  • Excellent communication skills and strong stakeholder engagement
  • High attention to detail and strong risk judgement
  • Collaborative, proactive and comfortable challenging the status quo
  • Confident using digital systems and adaptable to new tools
Why This Role Appeals
  • Career development and skills‑growth pathways
  • Modern Sydney CBD office environment
  • Inclusive, collaborative and achievement‑focused culture
  • Opportunity to contribute to an exciting growth phase

For further information on this role or to confidentially apply, please contact Matt Quinn on (02) 8227 9200 or email at mattq@ethosbc.com.au
Only WORD FORMAT resumes will be accepted.

Frequently asked questions

Who is hiring for the Credit Analyst role?
Ethos Beath Chapman - Australia is hiring for the Credit Analyst position, a Shazamme client. Apply directly on the employer's career site.
Where is the Credit Analyst job located?
The Credit Analyst role with Ethos Beath Chapman - Australia is based in Sydney, NSW, AU.
What does the Credit Analyst role pay?
Ethos Beath Chapman - Australia lists the Credit Analyst role at up to AUD 120,000 per year.
Is the Credit Analyst role full-time or contract?
This is a full time position at Ethos Beath Chapman - Australia.
What experience level is the Credit Analyst role?
The Credit Analyst position is aimed at mid-level candidates.
How do I apply for the Credit Analyst role at Ethos Beath Chapman - Australia?
Apply directly on Ethos Beath Chapman - Australia's career page via the Apply button on this listing. ZammeJobs links straight through to the employer's ATS — no third-party form, no resume database.
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