Credit Risk VP – Consumer / Retail Finance, Banking
Ethos Beath Chapman Idibu ·www.ethosbc.com
Apply direct
The Role
Our client is an established bank globally, and we are seeking a high-calibre Vice President – Credit Risk to lead credit strategy, portfolio oversight, and risk governance across our Consumer Finance portfolio.
Responsibilities:
Requirements:
WP
Reg No. R2094093
BeathChapman Pte Ltd
Licence no. 16S8112
Our client is an established bank globally, and we are seeking a high-calibre Vice President – Credit Risk to lead credit strategy, portfolio oversight, and risk governance across our Consumer Finance portfolio.
Responsibilities:
- Lead the development and execution of credit risk strategy across the Consumer Finance portfolio
- Own underwriting policy, credit appetite, scorecard oversight, and decisioning frameworks
- Monitor portfolio performance, early warning indicators, and stress testing outcomes
- Drive IFRS 9 / CECL provisioning oversight and capital optimisation initiatives
- Oversee model governance, validation, and regulatory compliance (Basel, local regulatory frameworks)
- Partner with Product, Pricing, Finance, and Collections to ensure risk-adjusted profitability
- Present portfolio performance, risk appetite metrics, and emerging risks to senior governance forums
- Lead and develop a high-performing credit risk team
Requirements:
- Significant experience (typically 10+ years) in credit risk within retail/consumer banking
- Proven leadership experience managing senior risk professionals
- Strong knowledge of Southeast Asian consumer finance markets, with experience in Indonesia preferred
- Strong understanding of consumer lending products and lifecycle risk management
- Ability to manage and work with regional stakeholders
WP
Reg No. R2094093
BeathChapman Pte Ltd
Licence no. 16S8112
Frequently asked questions
Who is hiring for the Credit Risk VP – Consumer / Retail Finance, Banking role?
Ethos Beath Chapman Idibu is hiring for the Credit Risk VP – Consumer / Retail Finance, Banking position, a Shazamme client. Apply directly on the employer's career site.
Where is the Credit Risk VP – Consumer / Retail Finance, Banking job located?
The Credit Risk VP – Consumer / Retail Finance, Banking role with Ethos Beath Chapman Idibu is based in Singapore, SG.
What does the Credit Risk VP – Consumer / Retail Finance, Banking role pay?
Ethos Beath Chapman Idibu lists the Credit Risk VP – Consumer / Retail Finance, Banking role at up to SGD 200,000 per year.
Is the Credit Risk VP – Consumer / Retail Finance, Banking role full-time or contract?
This is a full time position at Ethos Beath Chapman Idibu.
What experience level is the Credit Risk VP – Consumer / Retail Finance, Banking role?
The Credit Risk VP – Consumer / Retail Finance, Banking position is aimed at executive-level candidates.
How do I apply for the Credit Risk VP – Consumer / Retail Finance, Banking role at Ethos Beath Chapman Idibu?
Apply directly on Ethos Beath Chapman Idibu's career page via the Apply button on this listing. ZammeJobs links straight through to the employer's ATS — no third-party form, no resume database.