Applicant - Mortgage

Company Description:

Sutherland is a digital transformation company focused on delivering exceptional experiences for both customers and employees. For over 37 years, we have been entrusted with caring for our clients’ customers - a responsibility we believe we should earn every day. We are dedicated to making those experiences as delightful as possible - instantaneous, relevant, predictive and frictionless. As an early pioneer in robotic automation, we added to our core through steady investment and acquiring key capabilities. Our design capabilities marry human insight, design-thinking, and process engineering. To make these designs come to life as envisioned by our designers, we employ the latest in robotic automation, conversational AI techniques with a range of AI-ML enhanced products and cloud-based platforms.

We believe that the best relationships come from trust and value.  We call it One Sutherland.

Job Description:

We are seeking candidates with relevant US mortgage underwriting experience to join us.

if you’re a graduate and carry relevant experience you can apply.

Job Description:

• Meet training requirements (New hire, refresher, update, and remedial training)
• Review the mortgage documents and complete the process steps defined by the client.
• Follow investor guidelines and client overlays.
• Perform the basic calculations with regard to mortgage processing.
• Update the information in LOS.
• Inform the client when additional documents are required.
• Meet the Document Review timelines (Goals) / reduce the time taken for even better results.
• Adhere to Schedule and other operational requirements.
• Seek assistance from support staff as required and follow two to say "No" policy for seamless review results.
• Active participation in performance improvement initiatives (individual level & program level).
• Maintain the quality standards and undergo necessary coaching sessions for improving review.

Qualifications:

Basic Requirements:

• 6 months - 3 years prior US Mortgage Underwriting experience preferred.
• Excellent oratory skills to communicate with US clients
• Good English written communication skills
• Client LOS such as the following but not limited to - Encompass, Scuba, Blacknight, AWS, etc.
• Knowledge about 4C’s (Credit, Capital, Capacity and Collateral)
• Graduates (with degree certificates)
• Comfortable to Work from Office
• Comfortable with US Rotational Night Shifts
• Immediate Joiner
• Knowledge about DSCR and Bank Statement income files is an added advantage
• Hands-on experience with Credit analysis, Income Verification and Calculation.
• Knowledge about Fannie Mae (FNMA) and Freddie Mac (FHLMC) Guidelines
• Knowledge about Conventional / FHA / VA loans
• DTI/LTV Ratio Calculations to assess risk

Additional Information:

• Why Join Us?

• Competitive salary in line with market standards
• Opportunity to make a significant impact in a global organization
• A dynamic and supportive work environmen

If you’re ready to take your career to the next level and leverage your skills in a rewarding role, we want to hear from you!

Perks: Cab facilities available (within 25 Kms of office location).