Senior Credit Analyst
Ethos Beath Chapman - Australia ·www.ethosbc.com
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Credit Analyst
Sydney CBD
High‑Growth Non‑Bank Lender
$150K Package and Bonus
Our client is a fast‑growing non‑bank lender with a strong and diverse mortgage offering across residential and commercial segments. With continued expansion and a commitment to high‑quality credit outcomes, they are seeking an experienced Senior Credit Analyst to join their credit team in Sydney.
This role is ideal for someone who thrives in a fast‑paced environment, enjoys complex credit assessment, and wants to contribute to capability uplift and process improvement across the credit function.
About the Role
As a Senior Credit Analyst, you will assess and decision loan applications across a broad portfolio, applying strong analytical judgement and ensuring alignment with credit policy and risk appetite. You’ll manage a busy pipeline, work closely with brokers and internal teams, and play a key role in delivering a seamless customer experience from application through to approval.
You will also act as a technical leader—supporting junior analysts, promoting consistency in decisioning, and contributing to a collaborative, high‑performance culture.
Key Responsibilities
Sydney CBD
High‑Growth Non‑Bank Lender
$150K Package and Bonus
Our client is a fast‑growing non‑bank lender with a strong and diverse mortgage offering across residential and commercial segments. With continued expansion and a commitment to high‑quality credit outcomes, they are seeking an experienced Senior Credit Analyst to join their credit team in Sydney.
This role is ideal for someone who thrives in a fast‑paced environment, enjoys complex credit assessment, and wants to contribute to capability uplift and process improvement across the credit function.
About the Role
As a Senior Credit Analyst, you will assess and decision loan applications across a broad portfolio, applying strong analytical judgement and ensuring alignment with credit policy and risk appetite. You’ll manage a busy pipeline, work closely with brokers and internal teams, and play a key role in delivering a seamless customer experience from application through to approval.
You will also act as a technical leader—supporting junior analysts, promoting consistency in decisioning, and contributing to a collaborative, high‑performance culture.
Key Responsibilities
- Assess and decision loan applications in line with credit policy and risk frameworks
- Manage a pipeline of applications and deliver timely, high‑quality decisions
- Apply strong analytical judgement to complex borrower scenarios
- Ensure compliance with NCCP, Responsible Lending, AML/CTF and internal risk standards
- Communicate credit decisions clearly to brokers and internal stakeholders
- Collaborate with Sales, Credit Support, Settlements and Collections to resolve scenarios
- Provide coaching and guidance to junior and mid‑level analysts
- Contribute to process improvement and capability uplift across the credit team
- 5–10 years’ experience in financial services, ideally in commercial lending OR mortgage lending within a non‑bank or specialist environment
- Strong technical capability in credit assessment and financial analysis
- Ability to manage competing deadlines in a fast‑paced environment
- Excellent communication skills and strong stakeholder engagement
- High attention to detail and strong risk judgement
- Collaborative, proactive and comfortable challenging the status quo
- Confident using digital systems and adaptable to new tools
- Career development and skills‑growth pathways
- Modern Sydney CBD office environment
- Inclusive, collaborative and achievement‑focused culture
- Opportunity to contribute to an exciting growth phase
Frequently asked questions
Who is hiring for the Senior Credit Analyst role?
Ethos Beath Chapman - Australia is hiring for the Senior Credit Analyst position, a Shazamme client. Apply directly on the employer's career site.
Where is the Senior Credit Analyst job located?
The Senior Credit Analyst role with Ethos Beath Chapman - Australia is based in Sydney, NSW, AU.
What does the Senior Credit Analyst role pay?
Ethos Beath Chapman - Australia lists the Senior Credit Analyst role at up to AUD 150,000 per year.
Is the Senior Credit Analyst role full-time or contract?
This is a full time position at Ethos Beath Chapman - Australia.
What experience level is the Senior Credit Analyst role?
The Senior Credit Analyst position is aimed at senior-level candidates.
How do I apply for the Senior Credit Analyst role at Ethos Beath Chapman - Australia?
Apply directly on Ethos Beath Chapman - Australia's career page via the Apply button on this listing. ZammeJobs links straight through to the employer's ATS — no third-party form, no resume database.